February 20, 2017


Exodus 22:25

If thou lend money to [any of] my people [that is] poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury. 

What is the Lord’s heart toward lending and loans?  Deuteronomy 15:6-8 says, “For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee. If there be among you a poor man of one of thy brethren within any of thy gates in thy land which the LORD thy God giveth thee, thou shalt not harden thine heart, nor shut thine hand from thy poor brother: But thou shalt open thine hand wide unto him, and shalt surely lend him sufficient for his need, [in that] which he wanteth.”  God has promised blessing upon His people who are obedient to His ways.   It is His will that we are the lenders and not the borrowers.  It is His will that we are the head and not the tail.  In this position of blessing, He has given us abundance to be a blessing, especially to our brethren and the saints of God.  If we are in this position He gives us warning about how we conduct ourselves with regards to charging interest or otherwise extorting from those to whom we would lend.  It would appear, according to God’s Word that God has blessed those who are the lenders so that they may be a blessing to help and lend to those who are in a place of need.  With regards to the body of Christ the principle would be that we do not lend for personal gain, but to help our brother in need without charging interest upon the loan.  On the other hand it would be wrong of the borrower to take advantage of the lender and not make good on the loan by repaying it as promptly as possible.  Even if that were the case, the Lord would have us to forgive the debt rather than hold ought against our brother.  Jesus gives us this principle in Luke 6:33-36, “And if ye do good to them which do good to you, what thank have ye? for sinners also do even the same. And if ye lend [to them] of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again. But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and [to] the evil. Be ye therefore merciful, as your Father also is merciful.”  Our lending is akin to our giving; it is a principle of the nature of who we are in Christ.  This is a different concept than how the world views things.  

Deuteronomy 23:20 says, “Unto a stranger thou mayest lend upon usury; but unto thy brother thou shalt not lend upon usury: that the LORD thy God may bless thee in all that thou settest thine hand to in the land whither thou goest to possess it.” While Old Testament teaches that it is acceptable to charge interest to those in the world, Christ would temper us by saying “let love, compassion and mercy rule your heart rather than greed and covetousness.  While it is not always easy to apply these principle in the world of business and commerce we must be mindful that our first priority above getting wealth and gain is to have the heart of the Father in all that we do.  There will always be those who have more and those who have less.  If we are in the place of having more then our greater reward in heaven is not by exploiting that advantage for personal gain, but by using it to help the poor and less fortunate.  If we groan about this responsibility, the Lord might remind us that He could quite easily let us switch places and we can assume the place of the borrower and the one in need if we think that would more desirable.  If you are in the place of the lender today rejoice that God has given you the privilege of being in the place of being a blessing to your brother.  He has blessed you in a place of stewardship over not what is yours, but what is His.   “He who is faithful over little, He will make faithful over much.”  

Perhaps there are some reading this today that need to bring these issues before the Lord and get His mind on how they are conducting their affairs in this area.  Philippians 2:4 gives us this principle to guide and live our lives by, “Look not every man on his own things, but every man also on the things of others.”  Simply put, we are all, “our brother’s keeper” and we all have a responsibility to take care of one another even when it doesn’t benefit us in the natural sense.  “Let this mind be in you, which was also in Christ Jesus: (Philippians 2:5)”




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